Does your credit need a fraud alert? Find out why it does and how you can do it.
Did you know there are legal steps you can take to prevent being taken advantage of by unscrupulous debtors, marketers, or thieves?
“It’s probably one of the last things you want to think about in a situation like that,” said Tim Klein, a spokesman for Equifax, one of three major credit-reporting agencies.
To request the service, Georgia residents were advised to send a letter to each of the three major credit reporting agencies, Equifax, Experian and TransUnion.
Making a credit freeze doesn’t appear to be a breeze. Consumers are asked to . . .
IdentityTruth may be one of the most comprehensive programs available to consumers. Use of other products may not be as complete or effective, leaving opportunities open to an identity thief to misuse your information. Your identity is interconnected with your personal and family information, your assets, your finances and your credit and identity theft puts you at risk, legally as well as financially. Identity Truth attempts to provide you with the most complete service available, for identity theft protection, protecting all that is important to you.
Debix’s LoudSiren is a company and product doing promotion of their identity theft warning system as an identity protection network. Code is placed to code fraud alerts into your credit report. A fraud alert is a code placed on your credit record which requires lenders to verify your identity and application for credit prior to increasing or issuing credit in your name. Once the fraud alert is placed by LoudSiren, confirmation of your identity is required before any creditor may issue new credit in your name, increase credit limits, approve loans or approve any new credit accounts. Loudsiren by Debix Promo Code is also available.
Exeprian says that the FCRA does not permit the placement of an initial fraud alert by corporations such as LifeLock. Despite this prohibition, LifeLock has surreptitiously placed hundreds of thousands of fraud alerts on Experian’s files by posing as the consumer. LifeLock does include automated requests for new fraud alerts every 90 days. Lifelock actually renews these every 70 days, as Robert Prusinski told us in Lifelock’s Promotional Interview with Identity Theft Secrets.
Recent data indicates that identity theft affects national economies around the world. In the United States the FTC reported a loss of approximately $50 billion dollars annually for consumers and businesses. The Home Office of the United Kingdom calculated the cost of identity theft to the British economy at $3.2 billion during the last three years. Estimates from the Australian Centre for Policing Research place the cost of identity theft to individuals in Australia at $3 billion each year. . .
An interview with Scott Mitic, Coded CEO and co-founder of TrustedID, a company which promotes a new kind of service in proactive identity protection. The interview also includes a discount code coupon and a review of TrustedID’s serives.
In August 2006, the Veteran’s Administration contacted approximately 16,000 individuals regarding a theft of computer equipment containing veteran;s benefits information. In another instance over 26.5 million social security numbers were stolen when a federal employee’s laptop computer was stolen. How did this information get stolen? Wasn’t it protected by the government somehow?