Tag Archives: cell

Managing Your Financial Security in the Era of Google Wallet

New financial services can keep you secure, or put you at risk

Tech bloggers fantasize about the days when wallets will be obsolet e— all your business cards, photos, credit cards, and ID will be stored on your smartphone.

While this can make your financial life more risky, it can actually be a more secure way to do business with the right precautions—after all, you can’t password-protect your wallet. Here are a few ways you can turn your phone into a secure financial tool.

Keep your phone password protected

If this seems like a no-brainer, you’re on the right track; increasingly, smartphones have become the main access point for our personal and financial information, and the most minimal security you can apply is password protection. It won’t interfere with your ability to accept incoming calls (although, if you really want to lock your phone up tight, you can require a PIN even to answer the phone), and it can be an effective way to keep your credit card information secure. The odds of guessing a random 4-digit PIN are 1 in 10,000, which will at least give you time to shut down your phone if it’s lost or stolen.

Of course, you should never use your bank PIN, your birthday, or digits from your Social Security number.

Change your bank password every three months

While attempts at “brute force” password guessing are rare, they happen; and they’re a lot easier to accomplish if you give identity thieves time to work on your password. By changing your password every three months, you make long-term efforts to guess your password much more difficult.

Use longer, easy-to-remember passwords

Unfortunately, much of our received wisdom on the strength of passwords is inaccurate. While including uppercase letters, numerals, and symbols can increase your password strength to some extent, the best way to strengthen your password is simply to make it longer, because each additional character in your password makes it 26 times more difficult to guess. Of course, a gibberish password of the same length will be more secure, but you’ll likely be tempted to write it down, which is the easiest way to make all that effort useless.

Keep track of all apps with which you’ve shared financial information

If you’re sharing bank information with Amazon, the App Store, Mint, etc. for mobile payments, you should be sure that you know exactly what you’ve shared with each one. Check each app’s terms of service and privacy policy, if there is one. Of course, if they don’t have a privacy policy or legal documentation, you shouldn’t share any personal information.

Have a shutdown app in case you lose your phone

There are several apps available for Android and iOS devices that allow you to remotely lock down your phone if it’s lost or stolen. You can change your password, shut down your phone, or even wipe your phone’s memory completely, with a single call. Most of these options require a security subscription, so you should weigh whether the information on your phone is sensitive enough to warrant that kind of protection; but if you’re a small-business owner with sensitive work information on your phone or tablet, it might be worth the price.

Be very careful about jailbreaking your phone

The trouble with jailbreaking phones is that it provides quite a lot of code in which malware can hide. The safest option, of course, is to leave it alone completely; but if you’re determined, here are a few tips to keep your data more secure.

  • Don’t download a jailbreak from a source you don’t trust.
  • To be safe, you should reset your phone to manufacturer settings before even attempting a jailbreak.
  • Before allowing someone else to jailbreak your phone, make sure you know where they’re getting their code.

Shawna Davies is a staff writer for Going Cellular. She has a talent for organization and helping people navigate new technology. She’s a confessed gadget freak, but when she gets out of the house, she loves spending time at the lake with her husband and teenage son. They live in Beaumont, Texas.

The views and opinions expressed in this guest post
are those of the author and may or may not reflect the views
and opinions of IdentityTheftSecrets, it’s staff, affiliates,
or partners.

Smartphone Identity Theft, and How to Avoid It

smart phone thief

Your smartphone might not be as safe as you think…

Identity theft has increased by 13% since 2010; and with dozens of apps requesting personal information, and the ever-present danger of lost or stolen phones, many experts tie this increase to the greater penetration of smartphones. Most people are careful to protect email passwords and secured wireless networks, and try to watch what they click online—but for whatever reason, the culture of caution hasn’t translated to smartphones, and 7% of smartphone users were the victims of some form of identity theft in 2011. Here are a few of the most serious ways your phone might be hemorrhaging your personal data—and what you can do about it. Continue reading Smartphone Identity Theft, and How to Avoid It

Lost Numbers? Prank Calls? Scams? Try Cell Phone Registry

CellPhoneRegistry.org: CellPhoneRegistry.org: Reverse Cell Phone Searches: Welcome to the National Registry of Cellular Numbers (NRCN), the leading provider of online phone searches. Our powerful tool searches multiple databases of Landline, Mobile and Unlisted Phone Numbers to bring you the most up-to-date and accurate data.
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Cell Phone Registry.com is a service that assists consumers with locating a cell phone or landline number, tracing calls, and to protect themselves from phone call scams. Read more about what cell phone registry can do to help you.
There are so many reasons why consumers may want to look up a cell phone number. Let’s start with a simple but common reason like when you find a cell phone number you or someone else has written down and you can’t for the life of you remember whom the number belongs to. Calling the number to see who answers is risky.
But there are many more serious reasons to know who is calling you. From prank calls, to stalkers to scammers, there are times when you need to know who is calling you. As identity theft continues to claim the title of the fastest growing crime, consumers need tools to protect themselves.

Continue reading Lost Numbers? Prank Calls? Scams? Try Cell Phone Registry

Intelius People Search and Intelius Review: Is Your Information Being Used Inteliusly?

What is Intelius People Search? It is a data gathering information service available for individuals and businesses. With Intelius’ search capability, individuals may complete a search based on name, address, telephone number, cellphone number (in some cases), and email address. But how does Intelius get all this information? Who can use the results, and is there someone out there trying to crack Intelius’ people search?

Continue reading Intelius People Search and Intelius Review: Is Your Information Being Used Inteliusly?