Email urban myth or truth in fiction? Cash back debit cards scams and stores. Is it possible to have cash back charged to your debit card, but the money goes into the cashiers pocket? Absolutely, find out how a Target cashier was caught scamming, how my friend found out about her cash back purchase and what you can do to protect yourself.
There are ways that consumers can remain ahead in the identity theft game and one organization that is ready to help is the Information Card Foundation: A non- profit organization dedicated to reducing the instance of identity theft by securing digital identities in place of traditional logons and passwords.
The good news for consumers that want the convenience of shopping on-line without the risks of identity theft is that there are several services and products available to protect on-line transactions.
Shop Shield, one of the newer services available for on-line shopping protection, offers a new and comprehensive product that allows you to shop on-line without ever sharing real financial or personal data on-line. Would be hackers or insiders up to no good, can’t steal your information because it’s not there to steal. How does this work?
On-line shopping is easy, convenient, saves gas and time. But how can we, as consumers, shop safely when so many instances of credit card theft occur as a result of using our credit cards on-line, especially with those sites that “store” your credit card information. Since we are shopping in the virtual world, why not use virtual credit cards?
As millions of people have become victims of identity theft, consumers have become savvy and cautious about how they use and protect their personal information, including their credit card numbers. Many people want to enjoy the convenience of shopping on-line and saving time and money, especially with today’s gas prices, but are fearful of using their actual credit card numbers on line.
Actual statistics about online Identity Theft
I found this today and thought I would share it here. It’s a summary from ABA Creative Web Services about a study done on online shopping and Internet-related fraud.
It is a commonly held belief that Internet use increases the chance of Identity theft. Thanks to a study by James Van Dyke this has all proven to be hype. Mr. Van Dyke had a hunch that the belief the Internet was causing an increase in identity theft and credit card fraud was not valid. The research he conducted debunks many of the myths between online activity and ID theft.