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Identity Theft Insurance – need or not?

News 12 out of Arizona ran an article talking about insurances you don’t need. On their list was Identity Theft Insurance. They say that Identity Theft Insurance “does not include unauthorized charges or funds siphoned from accounts.” What they recommend you do instead is check your credit reports regularly.
And yet, the federal government has now authorized blanket purchase agreements to two credit bureaus (Equifax and Experian), Bearak Reports, and a company called “Identity Force”, to provide policies, using taxpayer dollars, to people whose information is stolen from agencies of the Federal Government.

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