Tag Archives: phone

Managing Your Financial Security in the Era of Google Wallet

New financial services can keep you secure, or put you at risk

Tech bloggers fantasize about the days when wallets will be obsolet e— all your business cards, photos, credit cards, and ID will be stored on your smartphone.

While this can make your financial life more risky, it can actually be a more secure way to do business with the right precautions—after all, you can’t password-protect your wallet. Here are a few ways you can turn your phone into a secure financial tool.

Keep your phone password protected

If this seems like a no-brainer, you’re on the right track; increasingly, smartphones have become the main access point for our personal and financial information, and the most minimal security you can apply is password protection. It won’t interfere with your ability to accept incoming calls (although, if you really want to lock your phone up tight, you can require a PIN even to answer the phone), and it can be an effective way to keep your credit card information secure. The odds of guessing a random 4-digit PIN are 1 in 10,000, which will at least give you time to shut down your phone if it’s lost or stolen.

Of course, you should never use your bank PIN, your birthday, or digits from your Social Security number.

Change your bank password every three months

While attempts at “brute force” password guessing are rare, they happen; and they’re a lot easier to accomplish if you give identity thieves time to work on your password. By changing your password every three months, you make long-term efforts to guess your password much more difficult.

Use longer, easy-to-remember passwords

Unfortunately, much of our received wisdom on the strength of passwords is inaccurate. While including uppercase letters, numerals, and symbols can increase your password strength to some extent, the best way to strengthen your password is simply to make it longer, because each additional character in your password makes it 26 times more difficult to guess. Of course, a gibberish password of the same length will be more secure, but you’ll likely be tempted to write it down, which is the easiest way to make all that effort useless.

Keep track of all apps with which you’ve shared financial information

If you’re sharing bank information with Amazon, the App Store, Mint, etc. for mobile payments, you should be sure that you know exactly what you’ve shared with each one. Check each app’s terms of service and privacy policy, if there is one. Of course, if they don’t have a privacy policy or legal documentation, you shouldn’t share any personal information.

Have a shutdown app in case you lose your phone

There are several apps available for Android and iOS devices that allow you to remotely lock down your phone if it’s lost or stolen. You can change your password, shut down your phone, or even wipe your phone’s memory completely, with a single call. Most of these options require a security subscription, so you should weigh whether the information on your phone is sensitive enough to warrant that kind of protection; but if you’re a small-business owner with sensitive work information on your phone or tablet, it might be worth the price.

Be very careful about jailbreaking your phone

The trouble with jailbreaking phones is that it provides quite a lot of code in which malware can hide. The safest option, of course, is to leave it alone completely; but if you’re determined, here are a few tips to keep your data more secure.

  • Don’t download a jailbreak from a source you don’t trust.
  • To be safe, you should reset your phone to manufacturer settings before even attempting a jailbreak.
  • Before allowing someone else to jailbreak your phone, make sure you know where they’re getting their code.

Shawna Davies is a staff writer for Going Cellular. She has a talent for organization and helping people navigate new technology. She’s a confessed gadget freak, but when she gets out of the house, she loves spending time at the lake with her husband and teenage son. They live in Beaumont, Texas.

The views and opinions expressed in this guest post
are those of the author and may or may not reflect the views
and opinions of IdentityTheftSecrets, it’s staff, affiliates,
or partners.

Smartphone Identity Theft, and How to Avoid It

smart phone thief

Your smartphone might not be as safe as you think…

Identity theft has increased by 13% since 2010; and with dozens of apps requesting personal information, and the ever-present danger of lost or stolen phones, many experts tie this increase to the greater penetration of smartphones. Most people are careful to protect email passwords and secured wireless networks, and try to watch what they click online—but for whatever reason, the culture of caution hasn’t translated to smartphones, and 7% of smartphone users were the victims of some form of identity theft in 2011. Here are a few of the most serious ways your phone might be hemorrhaging your personal data—and what you can do about it. Continue reading Smartphone Identity Theft, and How to Avoid It

ESET Mobile Antivirus Download

Coupon: SAVE $25
when you purchase a 2 year subscription
of ESET Mobile Antivirus

If you are looking to download a mobile antivirus program for your mobile phone, you might want to look into ESET Mobile Antivirus.

ESET’s Antivirus program for mobile phones will give you comprehensive and intelligent protection.  Their software works on smartphones and Pocket PCs.

ESET Mobile Antivirus works to combat:

  • SMS spam
  • viruses built for mobile devices,
  • spyware designed to hack your phone’s programs,
  • smartphone adware
  • other unwanted programs and software for PocketPC’s like trojans, worms, and rootkits.

If you have a mobile smartphone or a PocketPC, you know how often you use your mobile on a daily basis.

Your mobile is also a small computer.

Because mobiles are developing standards, and becoming more complex, there are greater possibilities for virus makers to find ways into your mobile.

ESET Mobile Antivirus is designed to run quietly on your phone.  This prevents your mobile from locking up just because you’ve installed ESET on it.

ESET also works to make sure the updates to their mobile antivirus programs are sent in compressed and neat files.  This minimizes the download necessary to get them to your phone.

As it does on computers and laptops, ESET’s Mobile Antivirus protects your mobile through monitoring of email attachments and other files.

It does this while keeping up the speed of your mobile, keeping your mobile phone safe from viruses and other would-be attacks, even if you haven’t updated super-recently.

ESET Mobile Security Features include:

  • -Proactive Protection: Protect your mobile against unknown threats between updates.
  • -On-Demand Scanning: Easily and background searches into nested folders.
  • -On-Access Scanning: Looks through accessed files at the time they’re accessed for viruses. Includes attachments and files accessed via wireless.
  • -SMS Antispam: for stopping advertising that comes through SMS messages
  • -Activity Log and Statistics: A summary of what ESET Mobile Security has been scanning, filtering, and blocking shown in a user-friendly way so you don’t need to download the logs to your computer to look at them.
  • -Many other useful features

ESET mobile Antivirus works on phones with Windows Mobile 5.0, 6.0 and 6.1.  More operating systems are coming soon.

Coupon: SAVE $25
when you purchase a 2 year subscription
of ESET Mobile Antivirus

Discount: NetQin Mobile Antivirus Coupon

25% Off NetQin Mobile Antivirus

NetQin Mobile Antivirus Coupon

NetQin Mobile Antivirus

As mentioned in our article a couple of days ago, we’re going to be talking a lot in the coming weeks about mobile security.  Antivirus programs aren’t something you need to have JUST on your computer anymore.  Because your mobile phone is now a computer as much as Continue reading Discount: NetQin Mobile Antivirus Coupon

NetQin and NetQin Antivirus

25% Off NetQin Mobile Antivirus

NetQin seems like a funny name for a company.  It’s not exactly the kind of name which tells you that the company is one of the top developers of applications for protecting cell phone data.

You might have never heard of NetQin, but when it comes to mobile phone security, they are one of the rising stars – especially in China.

NetQin was started in 2005.  And they already hold more than 60% market share in Chinese mobile security.

Basically, NetQin’s products are built on the Continue reading NetQin and NetQin Antivirus

Mobile Phone Security

Mobile Phone Security is Currently A Big Issue.  With many more people surfing the web on their phones, mobile security will become increasingly important.

It is estimated that by 2014, 50% of all web surfing that happens in the United States will happen on mobile phones.

That is a staggering growth in the mobile phone market, and a big change in the way people surf the web.

In order to accomplish more easy surfing from mobile devices, it has been necessary to blur the lines between what is mobile technology and what is computer technology.

The device you’re using to talk to your friends has become more complex and useful than the computers of even the early part of the 2000’s.

And where there are users, there will be scammers and identity thieves.

As more and more mobile phones become more PC-like, security concerns have crept in.

There are many recent examples of the how the operating systems of mobile phones can be compromised, people’s accounts can be hacked into, and worse, unwittingly their friends and family can become their biggest security threat as scammers phish for information from the existing contact database in the mobile phone.

Often the mobile phone’s contacts are more trusting than those of the PC.  This makes sense.  Receiving a call from someone spoofing your friend’s cell phone number… someone who says, “Hey!  I don’t know who I’m calling, but I just found your friend’s mobile and his wallet.  I’d like to get it back to him.  Do you know where I can send this?  Maybe to his mom’s address?  Oh, and how again do you spell her last name?”

But it’s not just phone calls.  It’s web surfing too.

In this new era of mobile phones being actual computers, the need for security has never been more apparent.  If you’re not doing something to protect the security of your mobile phone, we highly recommend you do.

Which is why we will be demonstrating over the next few weeks and months, some ideas (and some products) for mobile phone security, as well as how they work to not only protect the data on your mobile phone, but also keep your mobile functioning smoothly.

Some mobile phone security companies even have mobile security products designed to organize your data and make it more useful for you.

In the upcoming weeks, we’ll be talking about FSecure’s Mobile Phone security products, NetQin’s Mobile Phone security products, and other companies as well.

If you have had a positive or negative experience with any particular mobile phone company’s security, or with a security product you’ve purchased to protect your phone, please let us know.  We’d love to hear from you.

More details on mobile phone security, ideas for ways to secure your mobile phone information, and security related apps and products are coming soon.  This post is just to give you a heads up, and to ask for any feedback or questions you may have.

What’s your biggest question about mobile phone security?

Lost Numbers? Prank Calls? Scams? Try Cell Phone Registry

CellPhoneRegistry.org: CellPhoneRegistry.org: Reverse Cell Phone Searches: Welcome to the National Registry of Cellular Numbers (NRCN), the leading provider of online phone searches. Our powerful tool searches multiple databases of Landline, Mobile and Unlisted Phone Numbers to bring you the most up-to-date and accurate data.
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Cell Phone Registry.com is a service that assists consumers with locating a cell phone or landline number, tracing calls, and to protect themselves from phone call scams. Read more about what cell phone registry can do to help you.
There are so many reasons why consumers may want to look up a cell phone number. Let’s start with a simple but common reason like when you find a cell phone number you or someone else has written down and you can’t for the life of you remember whom the number belongs to. Calling the number to see who answers is risky.
But there are many more serious reasons to know who is calling you. From prank calls, to stalkers to scammers, there are times when you need to know who is calling you. As identity theft continues to claim the title of the fastest growing crime, consumers need tools to protect themselves.

Continue reading Lost Numbers? Prank Calls? Scams? Try Cell Phone Registry

Intelius People Search and Intelius Review: Is Your Information Being Used Inteliusly?

What is Intelius People Search? It is a data gathering information service available for individuals and businesses. With Intelius’ search capability, individuals may complete a search based on name, address, telephone number, cellphone number (in some cases), and email address. But how does Intelius get all this information? Who can use the results, and is there someone out there trying to crack Intelius’ people search?

Continue reading Intelius People Search and Intelius Review: Is Your Information Being Used Inteliusly?