The new Card Act rules don’t cap interest rates, which can still be up to triple your existing APR.
check out these credit myths . . .
Paying extra toward a high interest credit card saves more money per month on interest, accelerates the payoff of high interest credit cards and increases your monthly cash flow in a short period of time.
After setting up an account with Bill Me Later, you can shop and get a 90-day grace period of charges without interests, penalties or late fees as long as your bill is paid within 90 days.