‘Tis the season for holiday shopping, and more people are turning to shopping online than ever before. With great deals and often inexpensive or free shipping, it’s cost effective and saves you the headache of facing the holiday shopping crowds in stores. But shopping online from your smart phone or other device with mobile apps can put your credit card information at risk unless you take precautions to protect yourself.
Use password protection on the device
You can set your devices to require a password every time they’re used, preventing anyone from getting into your information. Sure, it’s an annoying extra step you have to take every time you use your phone, but it’s a lot easier than canceling all of your credit cards and repairing damage to your credit report!
Don’t store credit card info on your device
Using your smart phone to shop might be convenient, but it would be safer to just save items you want to your cart and then log in from your home computer to finish checking out. This way, none of your important account numbers are stored on your mobile device where thieves can find it.
Download apps to protect your device