magine being treated in the emergency room and doctors have bogus blood type, allergy, medical history or prescription information.
The purpose of the Red Flag rule is to offer consumers protection of Protected Health Information (PHI), social security numbers, credit card numbers and claims information that could put them at risk for identity theft.
With the massive job cuts and high unemployment rates, more and more people are uninsured, which makes the crime of medical identity theft more tempting.
many states are taking important steps to protect their residents. Among these steps are stiffer penalties, imposing sanctions and fines on careless companies and providing their residents with many tools necessary to correct the errors that identity theft has caused, both to their credit, medical or even in some cases criminal records. . .
Why would someone steal a medical identity? There are generally two reasons. One motivation for medical identity theft is when a person without insurance needs a surgery or prescription drugs and sees your insurance as free ticket. Another motivation for medical identity theft is the money, sometimes millions, which thieves can collect in false medical claims. Victims of medical identity theft can be left unpaid medical bills and ultimately ruined credit.