You don’t have to live with bad credit. In fact, there are several different ways in which you can start improving your credit immediately. . . .
Sam’s Club has a policy of not accepting Visa or American Express. They only credit cards they accept are . . .
Discover and American Express are not as widely accepted. Both offer some great features but . . .
Generally whether you shop or apply for a J.C. Penny credit card in store or online you will be offered an incentive deal for a percentage off of your first purchase.