According to the ACLU: “The sad truth is that debtors’ prisons are flourishing today, more than two decades after the Supreme Court prohibited imprisoning those who are too poor to pay their legal debts. In this era of shrinking budgets, state and local governments have turned aggressively to using the threat and reality of imprisonment to squeeze revenue out of the poorest defendants who appear in their courts.”
Some debtor’s don’t even know they are being sued. . .
Be willing to take “baby steps” and have patience. It is hard to change a lifetime of spending habits overnight.