We hear about product recalls that either scare us to death or simply annoy us. But how can we know about recalls that aren’t so “famous” but that do affect us? Find out the best ways to be an informed consumer, one that knows what products are being recalled and are unsafe to use.
You may have noticed our new and improved page look, but it’s more than just a new look that is coming to IdentityTheftSecrets.com. Find out what is new around here and how we plan on bringing you even more important protection information than ever before!
On-line shopping is easy, convenient, saves gas and time. But how can we, as consumers, shop safely when so many instances of credit card theft occur as a result of using our credit cards on-line, especially with those sites that “store” your credit card information. Since we are shopping in the virtual world, why not use virtual credit cards?
As millions of people have become victims of identity theft, consumers have become savvy and cautious about how they use and protect their personal information, including their credit card numbers. Many people want to enjoy the convenience of shopping on-line and saving time and money, especially with today’s gas prices, but are fearful of using their actual credit card numbers on line.
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The majority of people think their identity is safe, but studies reveal that 85% of consumers are victims of identity theft. Most people believe that they are taking the appropriate steps necessary to protect their identities; for example using practices like shredding pre-approved credit card offers and installing antivirus or spyware protection on their computer however these practices may not be enough. Last year 13 million consumer identities were compromised. A 2006 report from the FTC shows that out of $5 billion in identity fraud, only 25% involved credit card fraud and only 12% involved new account credit card fraud. That still leaves several other ways that your identity can be used illegally, such as obtaining a job, being charged with a crime, mortgage fraud and many other types of identity theft.