Miss Layaway? Consider Bill Me Later
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The countdown clock of shopping days until Christmas is ticking away. For many, the option of shopping online helps keep the "merry" in Merry Christmas. What could be better than shopping at home, than being able to put off your payment until your Christmas bonus?
The countdown clock of shopping days until Christmas is ticking away. For many, the option of shopping online helps keep the "merry" in Merry Christmas. No searching for a parking space, standing in long lines or dealing with untrained seasonal employees. Without fear of running into long-winded acquaintances when you're down to your last shopping nerve, you can simply log on and click away. As online shopping as become more and more popular, it has also become more and more convenient. There are often big savings, PayPal payments options and sometimes even free shipping so what could make online shopping any better?
Well, there is one new and noteworthy idea. Could you just "bill me later?"
Bill Me Later is an online finance company found at billmelater.com.
What can you find and do at Bill Me Later (billmelater.com)?
Online Shopping
Exclusive offers
Directory of Online Store Affiliates
Shopping Blog
Bill Me Later is a finance company that offers credit much like a credit card company but with more flexible payment options.
After setting up an account with Bill Me Later, you can shop and get a 90-day grace period of charges without interests, penalties or late fees as long as your bill is paid within 90 days.
You will receive a statement monthly after each purchase. The first two will show a minimum balance of zero, which means you don't have to pay anything now. It will also show you accruing interest but that will only be applied (retroactively) should you not pay within 90 days.
Customer Service:
Bill Me Later customer service offers e-mail, regular mail and a toll-free number for contacting them. There's also a special phone number for Merchants.
Payments:
Payments to Bill Me Later can be made online and there is an option for deducting payments from a checking or savings account. You can also phone in payments and there is no added fee for the call in payment service.
What if I don't pay within 90 days?
Our recent statement from billmelater.com showed an interest rate of 19.99%. This is higher than most MasterCard, Visa and American Express accounts and on par with or lower than many store credit cards.
What stores have the Bill Me Later option?
Over 1,000 stores have the Bill Me Later payment option. You've probably heard of or even shopped at a few of these:
Apple Store
American Girl
Disney Store
Drugstore.com
Dick's Sporting Goods
ESPN shop
Calvin Klein
Coldwater Creek
Hotwire.com
What users of Bill Me Later like:
The 90-day grace period
Special money saving deals through the site
Simple, uncluttered web page that is easy to follow
Your Bill Me Later account can be accessed from the web site of any affiliate
Saving money on travel
If used properly and balances are paid off within 90 days, Bill Me Later can help shoppers get their shopping done now, without incurring any interest on their purchases. Bill Me Later is a helpful, money saving service for discipline shoppers.
Posted by Lisa Carey on November 24, 2009 10:34 PM | Permalink
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