Identity Theft Secrets:  The Site that Identity Thieves Don't want you to see  

15 Tips to Protect Senior Citizens from Elder Abuse Identity Theft

It's unfortunate, but we first brought you True Crime Stories of Elder Abuse and Identity Theft. Now we can share with you tips on what you can do to protect yourself and what several states have started doing to protect their senior citizens.



What is being done to protect senior citizens from identity theft and financial scams?

In June, 2009, The West Central Vulnerable Adults Coalition, in North Dakota, held its first event to educate senior citizens about the danger of identity theft. At this event not only was information provided about how the elderly are targeted but a giant Shred-a-Thon was held to help senior citizens do away with papers containing information useful for identity theft that they may have been collecting for years. Many people, not just seniors are unwilling to get rid of the paper trail regarding certain financial and personal information and this event was an effort to teach what needs to be kept and for how long as well as providing a place to safely get rid of those records that could be trashed. At the event Wayne Stenehjem, the North Dakota Attorney General shared, "Certainly things you need to keep indefinitely like your marriage, divorce, other family, military records. Those kinds of things you keep forever, but your bank accounts and your telephone accounts, those kinds of things can be destroyed."

North Dakota is not the only state that is leading the nation in attempts to protect our elderly. In 2008, California Governor Arnold Schwarzenegger signed into effect two laws to help the elderly. The first, SB1343 permits senior citizens to have a friend or family member in the court room to provide support. "By allowing a friend or family member in the courtroom while giving difficult testimony, elderly and disabled adults will feel more comfortable coming forward and pressing charges to allow justice to be served," Schwarzenegger said in a statement. "This legislation not only protects this vulnerable community, but helps to prevent these types of crimes from happening again."

California law SB 612 provides victims of identity theft the opportunity to have their cases prosecuted in the county that they live in, which is not always the county where the crime occurred. This law provided victims with better resources to not only prosecute the crime makes it more likely they will since it will not involve the added expense and trouble of travel.

Ohio and several other states have begun to give stiffer penalties for crimes against the elderly.

The Attorney General's office in Michigan has begun tracking of identity theft in nursing homes and conducts routine checks for residents.

What can you do to protect the elderly that you love or care for?
-Become educated, not only about the types of identity theft and other financial scams that are most likely to target senior citizens but also their rights and remedies. Find out more about the Older Americans Act. http://www.ncea.aoa.gov/NCEAroot/Main_Site/Library/Laws/Older_Americans_Act.aspx
-Quite often seniors carry their Social Security and Medicare Card with them in case of emergencies. Leave your cards at home and carry a copy of your medicare card with you, with the SSN blacked out. This will help you get the medical treatment you need in case of emergency and keep your information safe in case of a mugging. You can provide the real card at a later time. Hospitals will not deny treatment based on this "shortened" version of your card.
-Do not give out information over the phone. Check to determine the caller is legitimate if they claim to be from your bank or credit card company - call the company back. Legitimate businesses will already have the information that fake ones are asking you for.
-Research charities carefully before making donations. Those who use the Internet can do quickly and easily through CharityNavigator.org.
-Keep sensitive information locked up, shred and destroy documents you don't need. For example a 15 yr old tax return can be shredded, one that is 4 yrs old needs locked away.
-Don't sign the back of your credit cards; write in that spot, "PHOTO ID REQUIRED" so that a photo id will be required to use them.
-Sign up for the Do Not Call Registry to protect your phone number.
-Shred documents like pre approved credit card offers.
-Opt out of receiving offers based on your credit report by calling 1-888-567-8688, the Federal Trade Commission's "opt out" line.
-Review your financial records including banking, credit card, Social Security benefits and Medicare statements as they arrive for inaccuracies.
-Use passwords to limit access to your information, but don't use something simple like your birth date, last four digits of phone or social security or mother's maiden name.
-Make copies of credit cards for reference in case of theft. Don't carry any cards with you that you don't need.
-Protect your mail. Use a locking mail box and make sure that if you are going to be gone from your home to cancel your mail delivery through the USPS website or at your local post office.
-Don't put your trash out until the day of pick up. Avoid those dumpster diving criminals who can use your trash for identity theft treasure.
-Be careful when, how and to who you give your power of attorney too.

Use prevention and protection tips and information from trusted resources such as:
AARP
IDtheft.gov (the government's website for this crime)
The non-profit organization Identity Theft Resource Center http://www.idtheftcenter.org/ that also offers Toll Free, No cost victim assistance at 1 (888) 400-5530
The US Department of Justice

These sources can also assist you, along with your local police departments in the reporting and prosecution of the crime of elder abuse and identity theft.



Posted by Lisa Carey on July 8, 2009 02:54 PM |
Digg It Digg It! | [ Add to Onlywire]



Comments on 15 Tips to Protect Senior Citizens from Elder Abuse Identity Theft



Hey, your blog is very good, found while in search for brand info on bing and it has very related information on it. Will be sure to come back again and bookmark.


Posted by:
Rey Korvin | January 5, 2010 10:01 AM
---------




Post a comment



« True Crime Stories of Elder Abuse and Identity Theft | Main | Cyber Terrorists Attack while American's Mourn the Passing of Icons »

identity theft secrets newsletter
 


Want to STOP
the JERKS
before they
get a hold
of YOUR information?

Join the
Identity Theft
Secrets
Super Sleuths

 

 

Categories
Agencies
Articles
Audios
Banking
Consumer protection
Articles
Comsumer Remedies
Consumer Remedies
Resources
Credit Cards
Hoaxes
Identity Theft Prevention
Identity Theft Protection
Identity Theft Secrets Videos
other videos
videos
Identity Theft Solutions
Insurance
Investments
Money

Money Saving Tips
Mortgages

Shopping
news

Latest Secrets News JP Morgan Chase Bank Review: Is Bigger Better?

7 Sexy Ideas for Saving Your Romance and Saving Your Money

The 411 on the J.C. Penny Credit Card: A Store Credit Card Worth Checking Out

Check Cashing Fraud Scams and Mystery Shopping Jobs

Saving Money Each Month: Money Saving Tips That Work

Paying Off Credit Card Debt: Minimum Payments Maximize Debt

7 Tips for Talking About Money as a Couple

SSL Certificates:Safe shopping online

AFLAC: The 411 on the "Quack"

Creating a Family Budget 101


or View all Secrets


 

Subscribe
If you don't know what these buttons are, please request the free report above.
Grab the XML Source for Identity Theft Secrets Grab the XML Source for Identity Theft Secrets
Add Identity Theft Secrets to your "My Yahoo!"
Add Identity Theft Secrets.com to Newsgator
Learn Identity Theft Secrets via Feedburner
Add Identity Theft Secrets to your Google reader

 

 

Search IdentityTheftSecrets:






Identity Theft Secrets       Videos        News        SuperSleuths         Articles        Identity Theft In The News Reverse Phone Directories
About        Solution         Contact          Links       Lifelock Review and Promotion Code   Prepaid Legal Plan Review